Terms of Service
Effective date: March 1, 2026
PortiFi is a portfolio tracker, not a financial advisor.
These terms govern your use of PortiFi. Nothing in this app constitutes investment advice. All decisions are yours.
About PortiFi
PortiFi is a personal portfolio tracking application that helps you organize and monitor your investments across asset classes. PortiFi is operated as an independent product. By accessing or using PortiFi, you agree to be bound by these Terms of Service. Questions? support@portifi.app
Not Financial Advice
PortiFi is a tracking tool, not an advisor.
Nothing in PortiFi — including portfolio data, asset prices, analytics, AI-generated summaries, or any other content — constitutes financial, investment, tax, or legal advice. PortiFi does not recommend the purchase or sale of any security, cryptocurrency, or other asset.
All investment decisions are your own. Past performance displayed in the app is not indicative of future results. Always consult a licensed financial professional before making investment decisions.
Eligibility & Account Creation
You must be at least 13 years old to use PortiFi. By creating an account, you confirm that all information you provide is accurate and that you have the legal capacity to enter into this agreement.
Account security
You are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account.
One account per person
You may not create accounts for others or allow others to use your account.
Accurate information
Do not impersonate any person or entity or misrepresent your affiliation.
User Responsibilities
By using PortiFi, you agree not to:
Reverse engineer, decompile, or attempt to extract the source code of the app.
Use the service for any unlawful purpose or in violation of any applicable laws.
Transmit malware, spam, or any content that interferes with the service.
Scrape, crawl, or systematically access data in an automated fashion.
Attempt to gain unauthorized access to any part of the service or its infrastructure.
Use the app to store or transmit content that is illegal, harmful, or infringes third-party rights.
Data Handling & Privacy
Your privacy matters. Our Privacy Policy explains in detail what data we collect, how it is stored, and your rights regarding that data. By using PortiFi, you agree to the collection and use of information as described in our Privacy Policy. We do not sell your data, share it with advertisers, or use it to train AI models.
Subscriptions & Billing
PortiFi offers a free tier and a PortiFi Pro subscription. All billing is handled by Apple via in-app purchase. Subscription terms, pricing, and cancellation are governed by your Apple ID account settings.
Free trial
If a free trial is offered, it converts to a paid subscription unless cancelled before the trial ends.
Refunds
All purchases are processed by Apple. Refund requests must be submitted through Apple support.
Price changes
We will notify you of any price changes before they take effect on your renewal date.
Intellectual Property
PortiFi and all associated content — including the app, website, logo, design, code, and trademarks — are owned by PortiFi and protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to use PortiFi solely for personal, non-commercial portfolio tracking. No other rights are granted. Your portfolio data remains yours — we claim no ownership over content you input into the app.
Third-Party Services
PortiFi integrates with third-party data providers (e.g., CoinGecko, Yahoo Finance, Coinbase, Alpaca) to display market data. We are not responsible for the accuracy, availability, or completeness of data provided by these services. Third-party links or integrations are subject to their own terms and privacy policies.
Disclaimer of Warranties
PortiFi is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
We do not warrant that the service will be uninterrupted, error-free, or that any data displayed is accurate or up to date. Market data may be delayed and should not be used as the sole basis for financial decisions.
Limitation of Liability
To the fullest extent permitted by applicable law, PortiFi and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to lost profits, lost data, or financial losses arising out of or related to your use of the service.
In no event shall our total liability to you for all claims exceed the amount you paid for PortiFi Pro in the twelve (12) months preceding the claim, or $10 USD, whichever is greater.
Termination
You may delete your account at any time via Settings → Wipe All Data. Account deletion removes your data from our servers within 30 days.
We reserve the right to suspend or terminate accounts that violate these Terms, engage in abusive behavior, or pose a risk to other users or the integrity of the service, with or without prior notice. Subscription fees are not refunded upon termination for cause.
Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Michigan, United States of America, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts located in Michigan. If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force.
Changes to These Terms
We may update these Terms from time to time. Material changes will be communicated via in-app notification before taking effect. Continued use of PortiFi after changes become effective constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.
Contact
Questions about these Terms? support@portifi.app — 48-hour response target.